THERE IS NO UNDRESSING REQUIRED.The examination consists of a series of questions about your medical history as well as taking measurements of your height and weight, obtaining 3 blood pressure readings and your pulse rate. A urine specimen is required and collected for all exams.
Blood / Urine Testing
If a blood specimen is required, a small amount of blood will be drawn from your arm or finger as required by the insurance company. This is done by a specially trained Nurse or Paramedic using only sterile disposable needles and kits. The blood and urine will be sent for testing to a laboratory designated by the insurance company. The test results will be sent directly to the insurance company and not to the agent or paramedical company.
An electrocardiogram, commonly known as an EKG, is a recording of the electrical impulses associated with cardiac contraction and relaxation. An EKG is a painless procedure. Electrodes must be placed on bare skin on your chest, upper arms and legs. You will need to lie flat in a relaxed position so that an accurate recording can be made.
1. Can I receive a copy of my blood tests?
Normally, most insurance companies will send the results only to your doctor. They will need a request from you in writing stating the name and address of the doctor you wish to receive the results. You may then discuss your results with your doctor.
2. Will the insurance company tell me if there is something wrong with my blood tests?
Should any of your test results be either above or the below the standard medical practice limits, the insurance company would notify you and your doctor immediately of those results. This is not necessarily cause for concern. There may be attributing factors that your doctor may be aware of and a re-test by your doctor may or may not be necessary. You will be advised to discuss any findings with your doctor.
3. Why do they take three blood pressure readings and what is normal?
The nurse will take three blood pressure readings for several reasons. A second and third reading will confirm that the first reading was accurate. Second, the nurse will take a reading in each arm to make sure there is no more than a 10mm difference between the readings which may indicate a problem. A normal blood pressure varies from individual to individual and your blood pressure fluctuates constantly in demands from your body. The acceptable range for most people is between 100/60 and 140/90. If any of your readings are outside the normal range, bear in mind there are certain prescription and nonprescription medications as well as other factors that can cause blood pressure to be temporarily outside the normal range which may not be cause for concern. If your blood pressure is abnormal the nurse will advise you to see your doctor for subsequent readings and follow up consultations.
4. How long will my exam take?
A paramedical exam and blood / urine collection will take approximately 30 minutes. If an electrocardiogram is required it will take 10 to 15 additional minutes.
5. Where do I have this done?
A specially trained nurse, paramedic, etc., will contact you to schedule your exam either at your home or office at a mutually agreed upon time. Scheduling with the examiner as soon as possible will help expedite your insurance application.